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There are Senior and Junior sections in all categories and all nominations will be recognised on the night of the awards. The restrictions have slowed house price inflation by about 2. At the time, almost a third of new loans banks were making were at the riskier level, and since the limits were imposed the share of high-LVR lending has re-.
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Governor Graeme Wheeler embarked on the programme as a means to slow down accelerating demand in the housing market without having to resort to raising interest rates, which could have pushed up an already elevated currency. Wheeler has since kicked off a tightening cycle to head off looming inflation pressures, raising the official cash rate twice to 3 per cent, and the bank projects the rate will increase to near 5 per cent by the end of next year. Spencer yesterday said the future path of interest rate hikes is still uncertain, largely due to the strength of the kiwi dollar.
Tauranga-based utility Trustpower is looking to its Australian windfarm investments to restore earnings momentum after a sluggish result from its New Zealand electricity assets pulled full year net earnings down by 6. Directors declared a partially imputed dividend of 20 cents per share, making a 40 cent per share distribution for the full year, payable on June Most to blame for the decreased earnings were lower electricity sales by volume, lower wholesale electricity power prices and the impact of the strong New Zealand dollar on Australian earnings.
Investment markets are fuelled and driven by this connectivity as investors respond to announcements and market events. Your decision on when to enter or exit your investments requires information and an understanding of what is driving the buy or sell price on any given day for the securities you are following, So how can you stay connected yet not turn analysis of the myriad of information available into a full-time job?
Forsyth Barr has created an app to assist investors achieve just that. This free app lets users create and monitor a watchlist of NZ and Australian securities and stay informed of important market news including a feed from the National Business Review. This is where this app can assist, ensuring you remain connected.
To arrange a meeting to discuss your investment objectives in confidence, please call Ian Lennie or Selwyn Sloan on 03 or ashburton forsythbarr. This column is general in nature and should not be regarded as personalised investment advice. Disclosure Statements are available on request and free of charge. Disclaimer: NZX and MetService have endeavoured to ensure the correctness of the information; neither NZX, MetService related companies, nor this newspaper, nor any of their respective employees or agents make any representation as to its accuracy or reliability nor will they, to the extent permitted by law, be liable for any loss arising in any way from, or in connection with, errors or omissions in any information provided including responsibility to any person by reason of negligence.
Please note: All products and services are subject to change without notice. The paper was a finalist in Best Branding category, which focused on our successful transformation into the compact format last year.
While our team felt an understandable level of disappointment, it did not diminish our sense of achievement and recognition for taking our readers along in our successful transformation from broadsheet into compact. The awards night revealed the enormous pool of talent in New Zealand among the entries from dozens of media outlets.
As one of the smallest daily papers in the country, simply being nominated was a victory in itself. Our journalists felt slightly disappointed not to be among the two finalists in the Best Newspaper category, but after witnessing the outstanding work our rivals had to offer, we could only put our hands together and recognise the excellence among our peers. New Zealanders, including the Mid Canterbury community, often fail to appreciate the incredible level and scope of news supply most areas enjoy.
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With our small population it is almost unbelievable how this country can support so many local daily newspapers and hundreds of community papers. Mid Canterbury readers have access to a comprehensive quality, local daily news service through the Guardian, in print and online, alongside two weekly local community papers and two locallybased radio stations, on top of other regional offerings from Christchurch.
Many Kiwis tend to dismiss and underestimate their local media, without ever seeing overseas newspapers. We reserve the right to abridge, edit or not publish letters. Correspondents are not permitted to use pen names, and for verification must provide address and contact number neither for publication.
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That unpredictability is the reason people should consider the arrangements that they can put in place should they become unable to make decisions for themselves in the future. In this article we will look at what an enduring power of attorney EPA is, the kinds available, and the potential consequences of not putting EPAs in place. An EPA is an authority given by you known as the donor to someone else known as the attorney to look after your affairs.
Once made, an EPA remains in place until it is varied, suspended or revoked which can only be done if the donor has mental capacity. There are two types of EPA. The donor can give the attorney full power over all their property or place limitations on the power. These limitations may include looking after specific investments or property or determining when the attorney can exercise the power, for example, from the time the document is put in place while the donor still has mental capacity can be helpful if the donor is overseas and wishes to deal with property during their.
Under an EPA for property the donor can appoint more than one attorney and can stipulate that the attorneys have to jointly exercise the powers given or that any of them can exercise the power separately allowing greater flexibility. Unlike the EPA for property only one person can be appointed as the attorney although successor attorneys can be specified should the appointed attorney be unable to perform their duties. The EPA can specify people that the attorney is to consult with in exercising their.
People are presumed to be mentally capable until the contrary is shown, usually after the assessment of a doctor. At some stage the donor may be completely reliant on that attorney and for that reason family members or close friends are usually appointed it is common for partners to appoint each other. By law your attorney must be at least 20 years of age and must not be bankrupt or suffering from any legal incapacity. If you become mentally incapable to make decisions about. This process can be protracted and usually costs far more than preparing EPAs. It is recommended that you consider putting EPAs in place when you prepare your will.
This article is necessarily brief and general in nature. You should seek guidance from your legal advisor before taking any action related to the matters raised in this article. News tips Call 03 reporters theguardian. Savings schemes are reaching maturity and you can keep on working. As money seems less important so relationships seem more important. I have been most fortunate to have been married, had children and grandchildren. All that is riches beyond money as are the genuine friendships we have made.
Our bodies get older and we. But we see the issues of life more clearly. Some things that seemed so vital earlier in life seem less important now and vice versa. It seems wrong to portray getting older as decline. Now we have cash and time and wisdom that we can use to help many people. We can look back on the critical decisions of life, even the dumb ones.
Those decisions have put us far away from where we would be with a different decision. So how can we get them right? I did several different jobs before I became a school teacher at the age of 26 and even that was a bit young. That may seem a waste but I can feel now that I am in the right place. But my best decision was to become a Christian at age Becoming a Christian and trying to follow Jesus Christ raise several issues some of which are difficult. Jesus described two roads. Many are on a wide easy road and you can do whatever you want.
Following Jesus is the narrow road. Although they started with just the two them, Hastings McLeod quickly made a. Over the past 40 years Hastings McLeod has established itself as a market leader in Mid Canterbury rural, residential, commercial and. Hastings McLeod, Property Brokers are celebrating 40 years in business. We would like to say a huge thank you to the people of Mid Canterbury for their support over the years. We will be celebrating with a number of activities and events throughout the year. Be sure to keep an eye out for the festivities.
Over the years the Ashburton team has grown significantly and now boasts a team of 15 sales people, 2 property managers and 3 Sales Support. This growth has not been limited to Mid Canterbury.
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As a company Hastings McLeod Ltd are very proud of their provincial roots and have enjoyed taking what they do well in Ashburton to other provincial towns across the South Island. Now boasting a total staff of just over 70 people, they pride themselves in having a great company culture across all the branches with the focus on working with the communities they operate in. In particular they have grown their support of Relay for Life, Toot for Tucker and many other worthy community events and organisations. This year gives Hastings McLeod Ltd a great opportunity to reflect on the last 40 years in business.
There is no doubt that they could not be where they are today without the loyal support of the people within the towns they operate. Throughout the year they will be holding events to celebrate this milestone and to thank those that have helped them get there. Celest at n Maternit Ashburto. Monday - Friday 7.
Large family dining. Three Archgolla - open each end for great Charming double bedrooms, Master with. Solid family home,looking for a new owner. GreatAgaraging with open bay wood shed. This property is inhome,looking very good condition and presents an ideal first home Solid family for a new owner. Be quick. Landscaping has family been laid outGood to maximise ensuite and walk-in wardrobe. Large dining. Garden shed, with heatpump. Landscaping has been laid out to maximise easy care with a well manicured lawn and raised vege gardens.
Fully fenced. Double garage. Side by side properties, buy one or buy both.